|Who’s It For?||Our best rate for those with excellent credit||You pay your balance in full every month or you are establishing your credit|
|APR||As low as 11.49%1||As low as 14.49%1|
|Grace Period||25 days on all purchases||25 days on all purchases|
|Personal Identity Theft Protection||Yes||Yes|
|Free $1,000,000 Travel Accident Insurance||Yes||No|
|Free $3,000 Lost Luggage Reimbursement||Yes||No|
|Free Auto Rental Insurance||Yes||No|
|Cash Advance Fee2||$5.00 or 2.50% of the amount of each cash advance, whichever is greater.||$5.00 or 2.50% of the amount of each cash advance, whichever is greater.|
|Balance Transfer Fee2||$5.00 or 2.50% of the amount of each balance transfer, whichever is greater.||$5.00 or 2.50% of the amount of each balance transfer, whichever is greater.|
Dreampoints Rewards Program
Click here to access your current Dreampoints Rewards.
In 2020, CAHP Credit Union is launching a new rewards program that’s designed to reward you for the purchases you make the most. As part of this new program, we’ve discontinued our current Rewards Card program through Dreampoints as of December 31, 2019. However, you’ll still be able to access your current Dreampoints Rewards Card points through December 31, 2020. Stay tuned for more information on this exciting new program.
2Cash advances and balance transfer fees are always subject to a finance charge from the date they are posted to your account.