Your Profession Has Its Advantages

Membership in C.A.H.P. Credit Union means becoming part of a very special financial family. Brought together by the common bond of public safety, our members use their combined financial strength to benefit each other.

Membership is reserved for a very select group of people who belong to affiliated organizations.

C.A.H.P. Credit Union is proud to serve the following organizations:

  • CAHP (California Association of Highway Patrolmen)
  • California Exposition State Fair Police Department
  • California Highway Patrol
  • California Homicide Investigators’ Association (CHIA)
  • California Narcotic Canine Association (CNCA)
  • California Narcotics Officers’ Association (CNOA)
  • Department of Justice, Association of Special Agents
  • Patton State Hospital Police Department
  • PORAC (Peace Officers Research Association of California)
  • Riverside Sheriffs’ Association
  • Sacramento County Deputy Sheriffs’ Association
  • San Manuel Indian Nation, Department of Public Safety
  • Union Pacific Police Department
  • West Covina Police Department
  • West Sacramento Police Department

We also serve the family members and office staff of all of the above organizations! Because of our specific membership base, we have a wide range of products and services designed to meet the needs of public safety professionals throughout the state. If your organization does not fall under any of the above, please contact the Credit Union to learn how you can start the process towards becoming part of our exceptional membership base.



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C.A.H.P. Credit Union accounts require a minimum opening deposit of $55 which also establishes you as a member.  With great checking and savings options and services, you’ll find a CAHPCU account that’s right for you.


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CAHPCU DISPATCH – Your Quarterly Newsletter

Click on the issue to download the pdf version of the CAHPCU Dispatch

Winter 2018

Fall 2017


Spring 2017

Winter 2017

News and Updates

For current updates from C.A.H.P.C.U. follow us on Facebook and Twitter.




C.A.H.P. Credit Union is as Dedicated to Service as You Are

Accidental Death and Dismemberment Insurance

Apply for AD&D Insurance



Truth in Savings



Beneficiary Designation/Change C.A.H.P. Credit Union

Sample Dispute Letter Format (From the Building a Better Credit Report series on the C.A.H.P. Credit Union Facebook Page)



Follow these steps to spot suspicious activity and protect your account:

  •  Review your monthly account statements to spot any unauthorized purchases. You can also monitor your account activity online at any time at or by calling our automated phone teller, CALL-24, at 800-522-4724. If you spot any unauthorized charges, please contact us immediately at 800-542-2247. It is important to know that Visa’s Zero Liability Policy will protect you against unauthorized purchases.1


  • Periodically review your credit reports for accuracy. You are entitled to a free credit report each year and can obtain one by visiting (you will be asked to provide your social security number; this is a secure site) or by calling 877-322-8228. Or you can call any one of the three credit reporting agencies below to receive your free annual credit report.

             Equifax                          Experian                              Transunion

          800-525-6285               888-397-3742                    800-680-7289  

  •  If you suspect fraud or identity theft, contact the three credit reporting agencies listed above; they can instruct you how to place a Credit Alert on your account, if necessary.


1 Visa’s Zero Liability Policy covers cards issued in the US only and does not apply to commercial credit cards, ATM transactions, or PIN transactions not processed by Visa. Cardholder must notify CAHPCU promptly of any unauthorized use. Consult CAHPCU for additional details or visit

C.A.H.P. Credit Union is as Dedicated to Service as You Are                          

You’ve made a big commitment to public security. We want to honor the integrity of that commitment by helping you achieve financial security. C.A.H.P. Credit Union is dedicated to helping you realize your financial goals – setting up a budget, reducing your debt, saving for higher education, buying your first home, or planning for retirement. Our goal is to give you the knowledge you need to make sound judgments. That is why we are excited to announce a fantastic benefit of membership: BALANCE Financial Fitness Program.

Through BALANCE, you have access to free, unbiased money management information and assistance. All you have to do is make a toll-free phone call.

BALANCE counselors can answer many of your questions immediately – from how long an item stays on your credit report to whether it’s better to lease or buy a car. For more complex issues, such as debt elimination or budget development, an appointment will be scheduled – giving you the personal attention you need to meet your objectives.

If bills have gotten out of hand, your counselor may be able to arrange a Debt Management Plan. BALANCE negotiates with creditors to reduce interest and fees so you can pay your debt quickly and efficiently. As a member of CAHPCU the program’s monthly administration fee of $35 is waived.

To use this free membership program, simply call 888-456-2227.

Counselors are available Monday through Thursday, 5am to 8pm, Friday, 5am to 5pm, and Saturday, 8am to 5pm (PST) or visit the BALANCE WEBSITE for more information.

We recognize that money concerns have a serious effect on our quality of life. Now, through this partnership, you have access to the very best professional guidance – so you can achieve financial security faster than you ever thought possible.