IMPORTANT NOTICE: New Federal Regulations on Courtesy Pay Opt-In for Debit Card and ATM Transactions

Visa Debit Card & Code-4 ATM Card

C.A.H.P. Credit Union offers you a free ATM card with your Savings (Regular Share) account. Or, with any CAHPCU checking account, you may request a free Debit card. You can use your CAHPCU Visa debit card at ATMs throughout the nation. With CAHPCU you have access to over 28,000 surcharge-free CO-OP Network ATMs, including 5,500 in select 7-Eleven^® stores. 

CAHPCU Visa Check Card Highlights
Faster and easier: The CAHPCU Visa check card is safer than carrying cash, faster than writing checks, and provides  immediate access to y checking account.

Widespread acceptance: This card is accepted at millions of locations around the world. You can also use it for Internet, phone, and mail-order purchases.

Simplified record keeping: And to make record keeping easy, cardholders receive a detailed monthly statement showing the merchant name, location, purchase date, and amount of every transaction.

• Visa’s Zero Liability Policy, which means they won’t have to pay for unauthorized purchases if their card is lost or stolen. And with replacement funds, any funds lost due to fraudulent use will be returned to the cardholder’s account.
• Fraud monitoring--where the account is continuously monitored for suspicious activity.
• Access to Identity Theft Assistance--should your information ever become compromised.
• A unique 3-digit security code--located on the back of the card, used by merchants to assure the card is in the possession of the cardholder when shopping online.

CAHPCU ATM Locations:

CHP Academy 3500 Reed Ave W. Sacramento, CA 95605 Cadet Staff Office/PX Building

Clark Training Center 16791 Davis Avenue Riverside, CA 92518 Administration Building

There are no annual or monthly fees for your CAHPCU ATM or Visa Debit Card. There is a nominal fee charged per transaction when you use it at a non-CO-OP Network ATM. (ATM owner-imposed surcharges may apply.)  

Enjoy Surcharge-Free Access at 28,000 CO-OP Network ATMs
If the back of your ATM or Debit card carries the CO-OP Network logo, your credit union is a member of the largest credit union-only ATM network in the country.  CO-OP Network membership provides surcharge-free access at 28,000 ATMs, which includes 9,000 deposit-taking and 5,500 7-Eleven locations throughout the U.S. and Canada. 

Find a CO-OP Network ATM near you.

Two New iPhone Apps Offer In-Branch Services and ATM Access Nationwide

CO-OP Financial Services introduces two new exciting Apple iPhone Locator applications, allowing your members to easily locate CO-OP network ATMs and CO-OP Shared Branching locations. Independent from CO-OP Mobile banking software, the ATM Locator and Shared Branch Locator apps are available free to all credit union members and feature the following:

ATM Locator Application

• Locate more than 28,000 CO-OP Network ATMs, including 9,000 deposit taking
• Find ATMs in prime locations like 7-Eleven, Walgreens, Costco and more
• Conveniently search by address or current location
• Download for free from iTunes or click here  

Shared Branch Locator Application

• Find one of the 4,000 Credit Union Service Center branches to utilize the same services they receive in their home credit union
• Nationwide in-branch access to member accounts
• Conveniently search by address or current location
• Download for free from iTunes or click here  

 Find a local STAR ATM (charges may apply) near you!

Travel Securely
C.A.H.P. Credit Union takes the security of our members’ accounts very seriously. For this reason, in today’s global environment of increasing plastic fraud, we are taking the necessary fraud and loss measures to protect our membership.

Internet Crime Complaint Center (IC³)

The Internet Crime Complaint Center (IC3) is a partnership between the Federal Bureau of Investigation (FBI), the National White Collar Crime Center (NW3C), and the Bureau of Justice Assistance (BJA).

IC3's mission is to serve as a vehicle to receive, develop, and refer criminal complaints regarding the rapidly expanding arena of cyber crime. The IC3 gives the victims of cyber crime a convenient and easy-to-use reporting mechanism that alerts authorities of suspected criminal or civil violations. For law enforcement and regulatory agencies at the federal, state, local and international level, IC3 provides a central referral mechanism for complaints involving Internet related crimes.